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About This Site
Welcome to Risk Management Plus+ Online
A Service of Travelers Bond & Specialty Insurance
Effective October 1, 2004
This notice regards the management of information collected by The McCalmon Group, as licensor of the web site ("Site") and the licensee sponsor ("Sponsor") (the organization whose name or logo is used to promote the Site or to whom you have some form of affiliation or who promoted the Site to you) from usage of the Site. Information received and utilized depends primarily upon user activity when visiting the Site. This notice does not pertain to information collected by McCalmon Group or the Sponsor in ways or methods outside of the use of the Site.
TYPES OF USERS
There are two types of users of the Site. Subscribers are users who have successfully registered onto the Site, are approved by McCalmon Group or the Sponsor to use the site and are provided a valid username and password.
Non-subscribers are users who have not registered onto the Site. Non-subscribers may only visit the public pages of the Site.
THE INFORMATION COLLECTED
The Site does not automatically collect personally identifiable information from each non-subscriber or subscriber that visits the public access pages of the Site. It does, however, recognize the home server of non-subscribers, but not email addresses.
The Site does track the number of visits. McCalmon Group does compile statistics on the numbers and frequency of visitors to the Site. These statistics are used to improve the Site and provide information to the Sponsor regarding usage of the licensed Site. These statistics are general in nature and do not provide specific information about users.
More specific information is collected from Subscribers including email addresses and other information for identification and communication purposes. Email addresses are used to provide information to Subscribers about the Site including new content posted onto the Site. This specific information allows us to assist with customer service and technical support issues or to follow up after a visit to the Site.
We also collect information on specific organizations and personal data of individual users. Information about specific organizations is provided to a Sponsor to determine usage by that organization. Additionally, an organization or employer who is utilizing the Site may view personal data submitted by individual users as well as their usage including, but not limited to, usage of the online training services and how well the user performed.
HOW WE USE THE INFORMATION COLLECTED
McCalmon Group shares personal data collected from you with sponsors, subscribing organizations, agents and contractors who may use the data in connection with their relationship with McCalmon Group, the Sponsor or the workplace.
McCalmon Group does not sell or provide specific information about an organization or personal data of an individualized user to any third party for any marketing purpose.
Some Site users may make use of suggestion boxes, calendars, polls and other public forum information. Any information that is disclosed in these areas becomes public information and users are admonished to exercise caution when using such functions and features.
LINKS TO OTHER SITES
The Site may directly or indirectly provide links to or accept links from web sites of other parties for convenience. We do not control or maintain the material presented by third party web sites. The inclusion of any link on this Site does not imply any association or relationship between McCalmon Group or the Sponsor and the person or organization sponsoring the linked site, nor does it constitute or imply endorsement, approval or sponsorship of the linked site by the McCalmon Group or the Sponsor, or the endorsement, approval or sponsorship of the McCalmon Group or the Sponsor, by the owner or proprietor of the linked site. The links do not imply legal authority to use any protected rights of others reflected in the links. We do not assume any responsibility for the content, accuracy or completeness of material presented directly or indirectly in linked sites. If you use any of these links, you will leave Site and you use the material from those links at your own risk.
CONFIDENTIALITY OF SUBMITTED INFORMATION
If you choose to contact McCalmon Group, the Sponsor or a contributing author via email, please do not use confidential information. Your communications by email to an author, even a licensed attorney, does not mean that he or she represents you and your communications will not be considered confidential or privileged, and may be freely disclosed to others.
NO ATTORNEY CLIENT PRIVILEGE
McCalmon Group website provides information of general interest to the public. It is not intended to:
CHANGES TO SITE POLICIES
McCalmon Group reserves the right to change this policy with or without notice at its discretion.
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