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Welcome to the redesigned Risk Management Plus+ Online, a robust website brought to you by Travelers designed to help you mitigate your management liability and crime exposures. The new Risk Management Plus+ Online includes articles, checklists, best practice minute videos, podcasts, and a sample employee handbook to help you manage not only your employment practices risks, but also cyber, crime, directors & officers, fiduciary, kidnap & ransom, and identity fraud exposures. The site has been redesigned to provide this content in a streamlined and efficient manner.

About Travelers Bond & Specialty Insurance

Travelers Bond & Specialty Insurance is a division of Travelers (NYSE: TRV), which offers a wide variety of insurance and surety products, as well as risk management services to numerous types of businesses and organizations.

Travelers Casualty and Surety Company of America is rated "A++" (Superior) for financial strength and claims paying ability.

Travelers Bond & Specialty Insurance provides the following products. Click on a product name for a brief product description:

Contract Surety Bonds

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  • Bid
  • Performance & Payment
  • Supply & Service Contractor

Commercial Surety Bonds

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  • License & Permit
  • Probate
  • Court
  • Lost Instrument
  • Customs
  • Paid Loss Retro & Large Deductible Obligations
  • Insurance Company Qualifying

Public Official Bonds

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  • Blanket Fidelity
  • Statutory Surety


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  • Employee Dishonesty
  • Check Alteration/Forgery
  • On Premises and In Transit
  • Money Orders & Counterfeit Currency
  • Computer Fraud and Funds Transfer Fraud
  • ERISA Fidelity
  • Audit Expense
  • Personal Accounts
  • Third Party Services (Optional)

Kidnap & Ransom

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  • Covers loss of monies due to Kidnapping or Extortion threat
  • Crisis Management Services

Fiduciary Liability

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  • Protects fiduciaries of employee benefit plans against allegations of breach of their fiduciary duties
  • Omnibus Welfare Plan coverage
  • Marital Property Extension
  • COBRA coverage
  • 502 (i) and 502 (l) coverage
  • Mini Plan available
  • Risk Management PLUS+ Online® for Plan Fiduciaries loss control program

Directors & Officers Liability

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  • Non-Profit Management and Organization Liability Policy
  • Private Company Directors 7 Officers Liability PLUS+SM Policy
  • Healthcare Directors & Officers Protection PLUS+SM Policy
  • Public Company Directors & Officers Liability PLUS+SM Policy
  • Condominium and Homeowner Association Program

Employment Practices Liability

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  • New policy wording offers expanded coverage and broad definitions
  • Ten per cent reduction in retention if insured accepts first settlement offer
  • Coverage for violation of FMLA, workplace harassment, and liquidated damages under Age Discrimination in Employment Act and Equal Pay Act
  • Risk Management PLUS+ Online® for Employment Practices loss control program

Miscellaneous Professional Liability

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  • Coverage for negligence in the performance of services where a reasonable standard of care is expected
  • Duty to Defend
  • Prior Acts coverage available
  • Defense coverage for Disciplinary Proceeding up to a $10,000 policy

Specialty Package Coverages

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  • The Wrap+SM--package policy designed for privately owned and non-profit entities, integrating D&O, EPL, Fiduciary Liability, Miscellaneous Professional Liability, Crime, and Kidnap & Ransom—includes Risk Management PLUS+ Online®

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