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Welcome to the redesigned Risk Management Plus+ Online, a robust website brought to you by Travelers designed to help you mitigate your management liability and crime exposures. The new Risk Management Plus+ Online includes articles, checklists, best practice minute videos, podcasts, and a sample employee handbook to help you manage not only your employment practices risks, but also cyber, crime, directors & officers, fiduciary, kidnap & ransom, and identity fraud exposures. The site has been redesigned to provide this content in a streamlined and efficient manner.

About Travelers Bond

Travelers Bond is a division of Travelers (NYSE: STA), which offers a wide variety of insurance and surety products, as well as risk management services to numerous types of businesses, organizations, and individuals.

Travelers Casualty and Surety Company of America, the primary underwriting company for Travelers Bond, is rated "A+" (Superior) for financial strength and claims paying ability.

Travelers Bond provides the following products. Click on a product name for a brief product description:

Contract Surety Bonds

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  • Bid
  • Performance & Payment
  • Supply & Service Contractor

Commercial Surety Bonds

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  • License & Permit
  • Probate
  • Court
  • Lost Instrument
  • Customs
  • Paid Loss Retro & Large Deductible Obligations
  • Insurance Company Qualifying

Public Official Bonds

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  • Blanket Fidelity
  • Statutory Surety


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  • Employee Dishonesty
  • Check Alteration/Forgery
  • On Premises and In Transit
  • Money Orders & Counterfeit Currency
  • Computer Fraud and Funds Transfer Fraud
  • ERISA Fidelity
  • Audit Expense
  • Personal Accounts
  • Third Party Services (Optional)

Kidnap & Ransom

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  • Covers loss of monies due to Kidnapping or Extortion threat
  • Crisis Management Services

Fiduciary Liability

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  • Protects fiduciaries of employee benefit plans against allegations of breach of their fiduciary duties
  • Omnibus Welfare Plan coverage
  • Marital Property Extension
  • COBRA coverage
  • 502 (i) and 502 (l) coverage
  • Mini Plan available
  • Risk Management PLUS+ Online® for Plan Fiduciaries loss control program

Directors & Officers Liability

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  • Non-Profit Management and Organization Liability Policy
  • Private Company Directors 7 Officers Liability PLUS+SM Policy
  • Healthcare Directors & Officers Protection PLUS+SM Policy
  • Public Company Directors & Officers Liability PLUS+SM Policy
  • Condominium and Homeowner Association Program

Employment Practices Liability

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  • New policy wording offers expanded coverage and broad definitions
  • Ten per cent reduction in retention if insured accepts first settlement offer
  • Coverage for violation of FMLA, workplace harassment, and liquidated damages under Age Discrimination in Employment Act and Equal Pay Act
  • Risk Management PLUS+ Online® for Employment Practices loss control program

Miscellaneous Professional Liability

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  • Coverage for negligence in the performance of services where a reasonable standard of care is expected
  • Duty to Defend
  • Prior Acts coverage available
  • Defense coverage for Disciplinary Proceeding up to a $10,000 policy

Specialty Package Coverages

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  • The Wrap+SM--package policy designed for privately owned and non-profit entities, integrating D&O, EPL, Fiduciary Liability, Miscellaneous Professional Liability, Crime, and Kidnap & Ransom—includes Risk Management PLUS+ Online®

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